Insurance at Group Rates for Independents
Q: How/where can a freelance consultant in need of health insurance get affordable coverage at a group rate?
They generally cannot but there are some limited options in certain states. Some states permint coverage for consultants or 1099's on group medical plans as long as the consultant has an exclusive contract with that group. Indeed, in some states such as New York and Connecticut, there is a Freelancers Union which allows U.S. citizens in certain freelance occupations and with defined hours to join their group plan. There are numerous restrictions but it is worth taking a look. Most consultants who work for a variety of firms need to look at the individual marketplace for health insurance. In many instances, those plans are less comprehensive than group plans and cost more money.
Search Locally
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
DC
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
