Online Finance Solutions for Money Resolutions

If money issues keep you up at night, you’re not alone. In fact, according to the National Sleep Foundation as many as one-third of Americans admit that they cannot get a solid night’s sleep because of cash concerns.   You may be in desperate need of personal finance help but are too afraid to admit you need it. And though managing money can be a scary proposition, what you may not realize is that there are some great online (and some free) tools and resources that will help you take control of your finances.

We’re going to point you to the latest money management tools and resources to help you save more, spend less and reduce anxiety levels so you can get that better night’s rest.

LearnVest.com: A female focused portal that aims to help women organize their finances and learn about money matters. First time users are prompted to take a diagnostic assessment and are given a complete financial health report which highlights the areas for improvement, along with tips and recommendations to make smart adjustments. The beauty about Learnvest.com is that each time you log on to the website your profile and progress is updated. It’s like the Weight Watchers online plan only this one will keep shopaholics in line!

BillShrink.com: This website has one goal – to help individuals save money by identifying areas where you overspend, while recommending better prices for things like your cell phone plans, gas station purchases, credit card rates and more! The process is simple due to the easy to navigate interface, and they claim the average BillShrunk user saves $1500 from the get go.

Mint.com: For the more diversified budget conscious person, Mint.com is a comprehensive money management software tool that coordinates all of your financial information so that all of your assets are centralized and can be tracked in real time from one convenient dashboard. In addition, the site prompts users when account balances are low or bills need to be paid, and has tools to help you consolidate debt, find deals and identify better offers that will help you save money.

SmartyPig.com: If part of your 2011 resolutions is to create a savings plan, SmartyPig.com is just what you need. SmartyPig.com is more like a money savings club than a bank – users select a goal and how much they want to set aside each month to reach it, and the site deducts that amount from your existing checking or savings account automatically. Plus, there is a social networking component that allows individuals to broadcast their progress, making them more accountable to friends and family and helping ensure they stay debt-free.

BuxFer.com: Like BillMonk.com, which helps individuals track shared expenses among friends, BuxFer.com is a personal money management tool that also monitors IOU’s, debts and expenses among two or more people so that bills, from rent to group dinners, are equally divided and paid on time.